You are even a dumber shit if you think the loader is the actual hack. You crack the dll, you crack the hack. The loader simply injects the dll. If you can inject and make the dll work with Starcraft you win.
Also you're correct the dll has nothing to do with the username and pass which is why it's simply easier to bypass that WHOLE procedure altogether and make the dll work with Starcraft.
Who's the idiot now?